Richard is known in the industry as one of the nation's leading experts in long term care planning. He educates families on what decisions must be made well before care is needed. The consequences that a prolonged need for care can be devastating. He helps families with their emotional, physical and financial wellbeing which also includes a discussion on longevity and asset protection. Richard's father had a 12-year battle with Alzheimer’s so he knows firsthand the toll this disease has on a loved one and their extended family. Richard advocates for families to make a conscious decision to make Long Term Care Planning an integral part of their overall financial plan. Long Term Care Planning is a complex issue and Richard takes a comprehensive approach to address the challenges and provide solutions. Richard is a product specialist with LTC Solutions which is licensed in all 50 states.